I just found out from the bank that they charged me a $33 overdraft fee because apparently after I made my deposit, a check went through and caused me to go over by SIX CENTS. I asked them to reverse it since it was after all, over SIX cents and they said because it was not a “bank error” that they would not reverse the charges.
So now that $33 that would have gone to groceries this week is gone. I have ONE meal left at home. I do not get paid until Friday. I am pretty much weeping at work and really willing the phone not to ring so I don’t sound insane when I have to answer it.
Over six cents. I am now out of $33 that I can’t afford.
I am really doing bad right now.
ETA
I called the 1-800 number for the second time about this just now and I’m explaining in great detail that I do not have a history of overdraft charges or overdrawn problems, that I have three accounts with them (2 checkings and a savings), she went to talk to a supervisor. She said that they will charge me $16 total instead of the whole fee. I guess it’s better than nothing right.
As a Queen of bank B.S., I can tell you that something almost exactly like this has happened to me, and they should not have charged you that fee. I’ve been with two different banks and have had nothing but problems with both of them. I think we should all just start hiding cash in our matresses like they used to do before banks came and ruined everything.
Sarah…that really sucks! Sorry to hear crap like that is happening to such a cool person!